Home Insurance
We can assist you in arranging insurance for your home.
Apartment, car, and life insurance are important topics in Turkey. This type of insurance provides financial support in case of accidents that may occur while using a car when a person living in an apartment owns a vehicle. This insurance helps alleviate the financial burden of damages and accidents that may occur during the use of the vehicle.
DASK Insurance:
The compulsory earthquake insurance provided by the Turkish Catastrophe Insurance Pool (DASK) is of great importance in Turkey. Here are some reasons why DASK insurance is important:
Financial Protection: DASK provides financial security against material damages caused by earthquakes. The insured can receive financial support to repair damages resulting from an earthquake.
Mandatory Insurance: In Turkey, this insurance is mandatory for all homeowners. It should be considered a part of social responsibility against earthquakes.
Risk Management: It provides assurance to cover the high costs that may arise after an earthquake, reducing the financial burden on individuals and families.
Quick Repair and Reconstruction: It allows for the quick repair or reconstruction of buildings damaged by the earthquake, helping people return to their normal lives more quickly.
Comprehensive Coverage: The DASK policy also covers additional damages caused by earthquakes, such as fires, explosions, tsunamis, and landslides.
The DASK insurance provides significant financial protection and assurance at both individual and societal levels in the event of a potential earthquake disaster.
Home Insurance:
Property insurance is carried out to protect a property (such as a house, apartment, business). In Turkey, you can follow these steps to get property insurance:
Choose an Insurance Company: There are many insurance companies in Turkey. Research the insurance products and prices offered by different companies.
Apply for Insurance: Contact the insurance company you have chosen and apply for insurance for your property, providing details (address, property value, legal ownership documents, etc.). Pay the premium determined by the insurance company. The premium may vary depending on the value of the property and the level of coverage.
Insurance Contract: Make a contract with the insurance company. This contract determines under which conditions the insurance company will provide financial support.
Obtain Insurance Document: After completing the insurance contract, obtain the insurance document. This document shows that your property is protected and that the insurance company can provide financial support.
If a property owner does not get insurance, they are responsible for damages caused to their neighbor by flooding, water leakage, or fire.
Responsibility for Not Having Car Insurance:
The responsibility of those who do not get car insurance generally applies in the case of traffic accidents and other accidents.
In Turkey, vehicle owners must have compulsory traffic insurance. This insurance provides financial coverage for the parties who suffer damage in an accident. If the vehicle owner does not get insurance and causes an accident, the responsible vehicle owner is held liable, and the affected party can claim compensation from the insurance company
